/* ══════════════════════════════════════════════════════════
   Moneymz — site stylesheet
   Palette and type per Brand Constitution v1.0
   ══════════════════════════════════════════════════════════ */

:root{
  --koyla:#1B1C1E;      /* Koyla Charcoal */
  --khadi:#F7F5F0;      /* Khadi Ivory   */
  --peetal:#C5A059;     /* Peetal Brass  */
  --peetal-dk:#9E7C3C;
  --neel:#16233B;       /* Neel Indigo   */
  --panna:#1C382B;      /* Panna Forest  */
  --hair:#DFDACE;
  --muted:#6A6862;
  --paper:#FBFAF7;

  --display:'Manrope',system-ui,-apple-system,sans-serif;
  --body:'Inter',system-ui,-apple-system,sans-serif;
  --gut:clamp(1.5rem,5vw,3rem);
  --max:1080px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  background:var(--khadi);color:var(--koyla);
  font-family:var(--body);font-size:17px;line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:var(--max);margin:0 auto;padding-left:var(--gut);padding-right:var(--gut)}
a{color:inherit}
:focus-visible{outline:2px solid var(--peetal);outline-offset:3px;border-radius:2px}
img,svg{display:block}

/* ── wordmark ─────────────────────────────────────────── */
.mark{text-decoration:none;display:inline-flex;flex-direction:column;line-height:1}
.mark b{font-family:var(--display);font-weight:800;font-size:1.22rem;letter-spacing:-.035em}
.mark i{font-style:normal;font-size:.63rem;color:var(--muted);letter-spacing:.1em;margin-top:.28rem}

/* ── nav ──────────────────────────────────────────────── */
.nav{position:sticky;top:0;z-index:50;background:rgba(247,245,240,.93);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--hair)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:78px;gap:1rem}
.nav-links{display:flex;align-items:center;gap:1.9rem}
.nav-links a{font-size:.9rem;text-decoration:none;color:var(--muted);font-weight:500}
.nav-links a.btn{color:var(--khadi)}
.nav-links a.btn-ghost{color:var(--koyla)}
.nav-links a:hover,.nav-links a[aria-current]{color:var(--koyla)}
@media(max-width:780px){.nav-links a:not(.btn){display:none}}

/* ── buttons ──────────────────────────────────────────── */
.btn{display:inline-block;font-family:var(--display);font-weight:700;font-size:.92rem;
  padding:.72rem 1.4rem;border-radius:3px;text-decoration:none;border:1px solid var(--koyla);
  background:var(--koyla);color:var(--khadi);transition:opacity .18s ease}
.btn:hover{opacity:.85}
.btn-ghost{background:transparent;color:var(--koyla)}
.btn-lg{font-size:1rem;padding:.98rem 1.95rem}
.btn-invert{background:var(--khadi);color:var(--koyla);border-color:var(--khadi)}

/* ── structure ────────────────────────────────────────── */
.rule{height:1px;background:var(--hair);border:0}
.sec{padding:clamp(3.5rem,9vw,7rem) 0}
.label{font-family:var(--display);font-size:.72rem;font-weight:800;letter-spacing:.18em;
  text-transform:uppercase;color:var(--muted);margin-bottom:2.2rem}
.label-brass{color:var(--peetal-dk)}
h1{font-family:var(--display);font-weight:800;letter-spacing:-.035em;line-height:1.02;
  font-size:clamp(2.5rem,7vw,4.9rem)}
h2{font-family:var(--display);font-weight:800;letter-spacing:-.03em;line-height:1.1;
  font-size:clamp(1.85rem,4.3vw,2.95rem);max-width:20ch}
h3{font-family:var(--display);font-weight:700;letter-spacing:-.02em}
.lede{margin-top:1.3rem;max-width:52ch;color:var(--muted);font-size:clamp(1rem,2vw,1.12rem)}

/* ── hero ─────────────────────────────────────────────── */
.hero{padding:clamp(3.8rem,10vw,7.5rem) 0 clamp(3.2rem,7vw,5.5rem)}
.hero h1{max-width:15ch}
.hero h1 em{font-style:normal;display:block;color:var(--muted)}
.hero-sub{margin-top:2rem;max-width:46ch;font-size:clamp(1.05rem,2.2vw,1.2rem);
  line-height:1.6;color:var(--muted)}
.hero-cta{margin-top:2.5rem;display:flex;gap:.9rem;flex-wrap:wrap}
.hero-note{margin-top:1.35rem;font-size:.86rem;color:var(--muted)}

/* ── say strip ────────────────────────────────────────── */
.say{border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);background:var(--paper)}
.say-in{display:flex;align-items:center;gap:clamp(1.2rem,4vw,3rem);padding:2.1rem 0;flex-wrap:wrap}
.say-w{font-family:var(--display);font-weight:800;letter-spacing:-.035em;
  font-size:clamp(1.4rem,3.8vw,2.2rem);white-space:nowrap}
.say-w span{color:var(--peetal-dk)}
.say-c{max-width:52ch;font-size:.97rem;color:var(--muted);line-height:1.6}

/* ── loop ─────────────────────────────────────────────── */
.loop{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--hair);
  border:1px solid var(--hair);margin-top:2.8rem}
.step{background:var(--khadi);padding:1.9rem 1.5rem 2.1rem}
.step-n{font-family:var(--display);font-size:.76rem;font-weight:800;color:var(--peetal-dk);letter-spacing:.1em}
.step h3{font-size:1.2rem;margin:.85rem 0 .5rem}
.step p{font-size:.92rem;color:var(--muted);line-height:1.55}
@media(max-width:820px){.loop{grid-template-columns:repeat(2,1fr)}}
@media(max-width:460px){.loop{grid-template-columns:1fr}}

/* ── benefit list ─────────────────────────────────────── */
.bens{margin-top:2.8rem;border-top:1px solid var(--hair)}
.ben{padding:1.9rem 0;border-bottom:1px solid var(--hair);display:grid;
  grid-template-columns:2.5rem 1fr;gap:1.4rem;align-items:start}
.ben-i{font-family:var(--display);font-weight:800;font-size:.78rem;color:var(--peetal-dk);padding-top:.35rem}
.ben h3{font-size:1.24rem;letter-spacing:-.022em}
.ben p{margin-top:.5rem;color:var(--muted);font-size:.98rem;max-width:58ch}
@media(max-width:560px){.ben{grid-template-columns:1fr;gap:.4rem}}

/* ── pillars ──────────────────────────────────────────── */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;margin-top:2.8rem}
.pillar{border:1px solid var(--hair);padding:2.1rem 1.8rem 2.3rem;background:var(--paper)}
.pillar svg{margin-bottom:1.5rem}
.pillar h3{font-size:1.28rem}
.pillar p{margin-top:.65rem;font-size:.95rem;color:var(--muted);line-height:1.58}
.tag{display:inline-block;margin-top:1.25rem;font-family:var(--display);font-size:.66rem;
  font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);
  border:1px solid var(--hair);padding:.28rem .6rem;border-radius:2px}
.tag-live{color:var(--panna);border-color:#C3D1C7}
@media(max-width:860px){.pillars{grid-template-columns:1fr}}

/* ── dark band ────────────────────────────────────────── */
.dark{background:var(--neel);color:var(--khadi)}
.dark h2,.dark h3{color:var(--khadi)}
.dark .label{color:rgba(247,245,240,.55)}
.dark .lede{color:rgba(247,245,240,.74)}
.dark p{color:rgba(247,245,240,.72)}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:2.3rem;margin-top:3rem}
.trio h3{font-size:1.02rem;margin-bottom:.5rem}
.trio p{font-size:.94rem;line-height:1.6}
@media(max-width:820px){.trio{grid-template-columns:1fr;gap:1.8rem}}

/* ── closure ──────────────────────────────────────────── */
.closure{text-align:center;padding:clamp(4.5rem,12vw,8.5rem) 0}
.closure h2{margin:0 auto;max-width:16ch;font-size:clamp(2rem,5.2vw,3.3rem)}
.closure p{margin:1.4rem auto 0;max-width:41ch;color:var(--muted);font-size:clamp(1rem,2.1vw,1.12rem)}
.seal-rule{width:0;height:2px;background:var(--peetal);margin:2.6rem auto 0;
  transition:width 1.1s cubic-bezier(.6,0,.2,1)}
.seal-rule.drawn{width:120px}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .seal-rule{width:120px;transition:none}
}

/* ── final ────────────────────────────────────────────── */
.final{text-align:center;padding:clamp(3.8rem,9vw,6.5rem) 0 clamp(3rem,7vw,5rem)}
.final h2{margin:0 auto;max-width:22ch}
.final p{margin:1.2rem auto 0;max-width:38ch;color:var(--muted)}
.final .btn{margin-top:2.3rem}

/* ── prose (about / privacy) ──────────────────────────── */
.prose{max-width:62ch;padding-bottom:clamp(3rem,8vw,6rem)}
.prose h2{margin-top:3.2rem;font-size:clamp(1.5rem,3.4vw,2rem)}
.prose h3{margin-top:2.2rem;font-size:1.12rem}
.prose p{margin-top:1.1rem;color:#3C3B37}
.prose p.first{font-size:1.16rem;color:var(--muted);line-height:1.7}
.prose ul{margin-top:1.1rem;padding-left:1.1rem;color:#3C3B37}
.prose li{margin-top:.55rem}
.prose blockquote{margin:2rem 0;padding-left:1.4rem;border-left:2px solid var(--peetal);
  font-family:var(--display);font-weight:600;font-size:1.16rem;letter-spacing:-.015em;line-height:1.45}
.updated{margin-top:2.6rem;font-size:.85rem;color:var(--muted)}

/* ── footer ───────────────────────────────────────────── */
footer{border-top:1px solid var(--hair);padding:2.6rem 0 3.4rem;font-size:.87rem;color:var(--muted)}
.foot-in{display:flex;justify-content:space-between;gap:1.4rem;flex-wrap:wrap;align-items:center}
.foot-links{display:flex;gap:1.6rem;flex-wrap:wrap}
.foot-links a{text-decoration:none}
.foot-links a:hover{color:var(--koyla)}